When your child becomes old enough to drive, you may be worried about what this will do to your finances. How will having a new teen driver in the house affect your auto insurance policy? Bottom line: it’s going to cost you more. But how much more is not completely out of your control. There are some things your teenager…
Q: What does my credit rating have to do with my auto insurance? Bradley Hensley: All major car insurance companies look at your credit score, and your credit score will have a huge factor on how much you pay for insurance. An incorrect or outdated credit score may mean you’re paying more for your car insurance that you need to…
Q: Would you say most people are over-insured or underinsured when it comes to auto insurance? Bradley Hensley: Definitely underinsured, and it all comes down to your liability coverage. If you cause an accident, your liability coverage helps pay for the other person’s expenses. Your $50,000/$100,000 plan limit may sound sufficient, but if you hit a millionaire or even a…
Hensley Insurance has provided homeowners in and around Wichita, KS with protection since 2002. What is Hazard Insurance and How Does it Relate to Homeowner’s Insurance? Hazards are a natural part of life, especially in Wichita and other Kansas towns where spring storms can bring large hail and wind damage. When you’re looking into getting a mortgage loan for your…
Hensley Insurance has proudly provided Wichita, KS homeowners with protection since 2002. Is Homeowner’s Insurance Required? If you own a car, then you likely know that having it insured isn’t a choice. It’s a requirement. Vehicles, after all, weigh more than a ton, and typically move quite fast. Auto insurance isn’t just for you, it’s also for everyone else who might cross your path at the worst possible moment. If…
Homeowners insurance exists so that if anything were to happen, from fires to vandalism. With any luck, we at Hensley Insurance hope that your filed claims are few and far between, but sometimes, they’re necessary, and when they are, we’re here to help. If it’s your first time filing a claim, then it helps to have a good sense of…
Understanding Changes to Insurance Cost Often times, your insurance rates are always in flux. There’s a lot out there that can increase your rates, but to help prevent you from grasping at straws, we’ve outlined a few common reasons your insurance rates may have gone up.
We could go on and on about what is or isn’t covered in a homeowner’s insurance policy, but the bottom line is that if the damage was caused by an event, there’s a good chance that it’s covered. Furthermore, much of what you expect to be covered by homeowner’s insurance is actually a maintenance issue and not covered at all….
Most families here in Wichita own a dog, and probably not just one. So it’s natural to ask, do dogs increase homeowners insurance? The simple answer is yes, dogs can increase homeowners insurance. But it depends a lot on the breed. Few dogs are “bad” but under certain circumstances, they can still bite, and if a big enough dog bites down…
It may come as a surprise, but insurance companies aren’t a dime a dozen. There’s much that make each one unique – for better or worse. You may be wondering why you’d want to opt for an independent insurance agency, like us here in Wichita at Hensley Insurance, instead of a competitor. When you deal with us, you’re dealing with…
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