Why Homeowners Insurance is Important

You’ve just bought a new home, or renovated the one that’s been in your family for three generations. The last thing you want is for all that work to up in smoke – perhaps literally – in the event of a fire or any other type of disaster. You need a reliable homeowners insurance policy that will protect you and your belongings.

At Hensley Insurance, we’re committed to ensuring that our customers have the perfect policy so if anything were to happen to that new – or old – home, you’re not left out in the cold.

What’s Covered in a Homeowners Insurance Policy?exterior of a large white home which may require a different homeowners policy than a small home

The actual details of a policy vary, but they will typically cover your home structure, personal property, loss of use, liability and guest medical.  Loss of use cover if you’re unable to stay in your home after a covered loss and have to stay in a hotel or rent temporary housing.

Of course, this is just basic coverage, but many of the homeowners insurance policies given by the agents here at Hensley are customized to each of our customer, and are intended to cover other types of specialized coverage, including flood insurance, protection for high-value items, collectibles, and antiques. If you’re a landlord who rents out property, Hensley’s also able to protect both you and your rental property, as well.

If you’re owner of more of a mansion than a home, with loads of extra features and frills, you’ll need a custom-suited plan to cover such a high value property. This is where high value insurance comes into play. This will cover your expensive home as well as the expensive items within it.

Hensley Insurance is your friendly west side insurance agency. We do the shopping for you and customize your policy to fit your needs.

Give us a call at 316-721-1800!

The Hensley Office is just 100 feet south of the intersection of 29th St N. and N. Ridge Road. Look for the cute little house on the East side of the road. Stop by and see us!